PARTNER WITH AN INDUSTRY LEADER
Credit Capital specializes in lines of credit and working capital solutions for small and medium-sized businesses nationwide. Through our extensive network of bank and non-bank lending partners, we are able to deliver best in class financing options from Wall Street to Main Street.
Frequently asked questions
Q. WHO IS CREDIT CAPITAL?
A. Credit Capital offers lines of credit and working capital solutions to small and medium sized businesses nationwide.
Q. WHY SHOULD I WORK WITH CREDIT CAPITAL?
A. Credit Capital has extensive relationships with every major business line of credit and working capital provider. Because off the breadth of our relationships, we’re able to be more competitive and offer access to more credit solutions than any other firm. And we are committed to helping empower our clients through education, transparency and integrity and by providing access to best in class financing solutions.
Q. WHERE DOES CREDIT CAPITAL PROVIDE FINANCING?
A. We currently provide financing in all 50 states of the United States of America.
Q. WHAT TYPES OF PRODUCTS DO YOU OFFER?
A. We offer lines of credit and working capital solutions.
Q. WHAT IS A LINE OF CREDIT?
A. A line of credit is a preset amount of money that a lending institution has agreed to lend. You can draw from the line of credit whenever you need it, up to the maximum amount available. You’ll pay interest only on the amount borrowed and you will typically have access to more money as the line is paid down.
Q. WHAT IS WORKING CAPITAL?
A. A working capital loan is a type of short-term business financing. It generally has a very quick approval and funding process (1-2 days), requires little documentation and no hard collateral. Banks and traditional finance companies typically do not offer working capital to small and/or medium sized businesses. Rapid Factors offers financing solutions for business owners seeking short-term financing. It is not a typical bank loan so you are more likely to be approved.
Q. HOW DOES IT WORK?
A. Please visit both Products pages for a comprehensive description of each of our financing products.
Q. WHO IS ELIGIBLE FOR FINANCING?
A. You must be an operating business for at least 6 months, with at least $15,000 in monthly revenue. All industries in all 50 states are eligible.
Q. WHAT ARE THE AMOUNTS OF A TYPICAL CREDIT CAPITAL FINANCING?
A. The line of credit can be as high as $250,000. Working Capital options can range from $5,000 to in excess of $1,000,000.
Q. HOW DO I APPLY?
A. Applying for financing from Credit Capital is simple and typically takes about 10 minutes. You can start the process by clicking here to Apply Now. You will be contacted shortly after submission by one of our representatives.
Q. WHAT DO I NEED TO SUBMIT WHEN I APPLY?
A. For the application process, you will need: Completed and signed application and your 3 most recent business bank statements.
Q. HOW LONG DOES IT TAKE TO GET PRE-APPROVED AND FUNDED?
A. We give pre-approval within 24 hours of your submission. We fund most new clients within 48 hours.
Q. I HAVE A QUESTION, WHO CAN I CONTACT TO HELP ME START THE FUNDING PROCESS?
A. You can reach a representative at (212) 301-2454. You can also fill out our Contact Form, or email us at info@creditcapinc.com